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Storm-Proof Your Wallet
Most homeowners don’t realize their wind and hail deductible could cost them $10,000 or more after a storm. That’s money out of your pocket-on top of the damage. Our deductible buyback policy helps you lower that risk, so when the next storm hits, you’re protected from the financial hit that follows.
Your Deductible Is a Storm Waiting to Happen.
You can't stop the storm, but you can control what it costs you. Stop letting high deductibles drain your savings after major storms.
What is Wind & Hail Deductible Buyback?
Separate add‑on policy that reduces your primary insurance deductible from typically 2% down to as low as 1% or flat-dollar basis.
For Example: For a $500,000 home with a 2% deductible ($10,000), the buyback policy could reduce your out-of-pocket to only $2,500.
You deserve better.
Benefits
Why You Need It
- Lower your out-of-pocket cost when storm damage happens.
- Keep your finances stable even after big storms.
- Comply with lender requirements that often cap allowable deductibles.
Coverage Highlights
- Available to homeowners and small businesses in wind/hail‑prone regions (e.g., Texas).
- Lower deductible options: 1% or specific dollar amount.
- Competitive premiums, flexible underwriting.
Deductible
| Example | Original Deductible | After Buyback |
|---|---|---|
| 250k Home, 2% Deductible | $5,000 | $2,500 |
| 400k Home, 2% Deductible | $8,000 | $2,500 |
| 1 million Home, 2% Deductible | $20,000 | $2,500 |
Owen Insurance Agency
Drastically Lower Your Deductible
Submit Your Property Details Using Our Form
Tell us a few details about your home, and we’ll show you how affordable your deductible buyback can be.
Receive your buyback quote
We’ll help you pick a plan that fits your budget and lowers your wind & hail deductible significantly.
Rest Easy When Storms Hit
When damage happens, your buyback policy kicks in—keeping thousands in your pocket when you need it most.
